Access to Capital Services

Grow your business with a financial plan.

The Access to Capital Program focuses on helping business owners develop a better understanding of their business finances by providing financial assessment and counseling, loan application assistance, and direct lending. Our services include:

Financial assessment and counseling

• Learn how to prepare your profit and loss statement, cash flow statement, and balance sheet
• Learn best practices and why financial statements are important for your financial plan
• Receive guidance on crowdfunding and equity treatment

Loan application assistance

• Learn what documentation is required and why they are necessary for your loan application
• Evaluate your options and determine potential sources of capital

Direct Lending

• Financing up to $75,000 and $15,000 for startup businesses
• Loans for startup and established businesses
• Terms up to five years
• Financing for working capital, leasehold improvements, inventory, supplies, and machinery or equipment purchases
• No application fee
• No minimal credit score
• No prepayment penalty

Click here for more information on our Direct Lending Program.

Endorsement on Kiva

• Leverage your personal and Kiva’s online network to fund your dreams
• Finance your business with 0% interest
• No minimum credit
• Terms up to three years
• Utilize WBDC resources to prepare and market your campaign

Learn More About Kiva

Educational training and events

• Access in-person, online on demand training, as well as webinars
• Learn how to prepare financial documents
• Utilize WBDC templates and resources
• Learn and network with peers

Register Today

Schedule an appointment today! Email or call 312-853-3477, ext.100.