Access to Capital Services

Navigating COVID-19 Services and Resources

Grow your business with a financial plan.

The Access to Capital Program helps business owners achieve their business goals by providing capital preparation services, business financial education and direct lending.

Business Financial Education

Learn how to read financial statements to better manage your business

Learn how to prepare financial projections

Receive guidance on the right types of capital available to you to meet your business goals

Capital Preparation Services

Learn what documentation is required and why they are necessary for your loan application
Evaluate your options and determine potential sources of capital
Be directly connected to lenders who will most likely fund your request for capital
Assistance with document preparation for loan applications and investment opportunities

Direct Lending

WBDC originated loans up to $50,000 for established businesses and $25,000 for startups
Repayment terms from one to five years
Financing available for equipment purchases, inventory, supplies, or working capital
No application fee
No prepayment penalty

Click here for more information on our Direct Lending Program.

Chicago Kiva Hub

What is Kiva US? Unlike funding from traditional lenders, other microlenders, or other crowdfunding platforms, Kiva US offers loans ranging from $1,000 to $15,000 that are 0% interest and $0 in fees. At Kiva, loans are not just about money — they are a way to create connections and relationships. When a Kiva loan enables someone to grow a business and create opportunities for themselves, it creates opportunities for others as well.

Questions? Connect with our the Capital Access Manager, Gabriella Bomben – chicago@local.kiva.org