Access to Capital Services

Grow your business with a financial plan.

The Access to Capital Program focuses on helping business owners develop a better understanding of their business finances by providing financial assessment and counseling, loan application assistance, and direct lending. Our services include:

Financial assessment and counseling

  • Learn how to prepare your profit and loss statement, cash flow statement, and balance sheet
  • Learn best practices and why financial statements are important for your financial plan
  • Receive guidance on crowdfunding and equity treatment

Loan application assistance

  • Learn what documentation is required and why they are necessary for your loan application
  • Evaluate your options and determine potential sources of capital

Direct Lending

  • Financing up to $75,000 and $15,000 for startup businesses
  • Loans for startup and established businesses
  • Terms up to five years
  • Financing for working capital, leasehold improvements, inventory, supplies, and machinery or equipment purchases
  • No application fee
  • No minimal credit score
  • No prepayment penalty

Click here for more information on our Direct Lending Program.

Endorsement on Kiva

  • Leverage your personal and Kiva’s online network to fund your dreams
  • Finance your business with 0% interest
  • No minimum credit
  • Terms up to three years
  • Utilize WBDC resources to prepare and market your campaign

Learn More About Kiva

Educational training and events

  • Access in-person, online on demand training, as well as webinars
  • Learn how to prepare financial documents
  • Utilize WBDC templates and resources
  • Learn and network with peers

Register Today

Schedule an appointment today! Email or call 312-853-3477, ext.100.

Resources Icon
Resources

Direct Lending Program

Download WBDC Direct Loan Application

SBIF Grants

Small Business Improvement Fund (SBIF)

APR Calculator

Annual Percentage Rate (APR) Calculator

Cash Flow Projections Template

Simple Business Cash Flow Template

Simple Guide to Your Company’s Financial Statements

Understanding your financial standing

See More

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